The EJM Experience

Partnering with you to achieve your goals is what drives us to do what we do. We pride ourselves on not only delivering outcomes but ensuring you are delighted every step along the way.

Our Vision

To be a trusted leader in financial advice, empowering Australians to achieve clarity, confidence, and long-term financial wellbeing. We envision a future where informed decisions create lasting security, meaningful growth, and peace of mind at every stage of life. If you’d like, I can also provide a shorter version, a three-part vision, or one tailored specifically to retirees, business owners, or families.

Our Mission

Trusted Guidance

To provide clear, honest, and strategic financial advice that empowers clients to make confident decisions.

Client-First Partnerships

To build long-term relationships founded on integrity, transparency, and a deep understanding of client’s goals.

Lasting Outcomes

To help individuals, families, and businesses protect, grow, and sustain their wealth through every stage of life.

Our History

EJM Advice was founded with a clear purpose: to provide practical, transparent financial advice that genuinely improves people’s lives. From the beginning, our focus has been on building long-term relationships based on trust, clarity and a deep understanding of each client’s individual goals.

What started as a small, client-focused practice has grown steadily through referrals and lasting partnerships. This growth has never been driven by volume, but by reputation — a reputation built on consistent results, ethical advice and a commitment to putting clients first. We believe financial advice should be straightforward, strategic and tailored, not confusing or transactional.

Over the years, EJM Advice has supported individuals, families and businesses through every stage of their financial journey. From wealth creation and protection to retirement planning and intergenerational wealth transfer, our advice evolves as our clients’ lives and priorities change. We understand that financial decisions are rarely just about numbers; they are about security, freedom and peace of mind.

Our team brings together experience across financial planning, investment strategy, risk management and superannuation, combined with a strong understanding of Australia’s regulatory environment. We continuously invest in education, technology and compliance to ensure our advice remains current, relevant and robust in an ever-changing financial landscape.

While the financial industry has changed significantly, our values have remained the same. We are committed to acting in our clients’ best interests, communicating openly and delivering advice that is both strategic and achievable.

Today, EJM Advice continues to grow with purpose, guided by the same principles that shaped our beginnings. Our history is defined not by how long we’ve been here, but by the trust our clients place in us — and the financial confidence we help them build for the future

Creating Happiness

Here at EJM Financial Services, we pride ourselves on ensuring that you, our client, achieve your life goals. They may be small or big, they may be short term or long term, and our only objective is to Create Happiness for you and your family.

Melissa Gundrill

"I'm incredibly grateful that my version of happiness was fully supported by the team at EJM."

Trish Zicari

"Thank you Manny and all the team at EJM. I feel like I’m part of your family"

Charlie & Gina Fenech

"We look forward to our continuing guidance and have absolute confidence in all the advice."

Mick & Patsy Andrews

"Manny has helped and advised us on many things over the years and his advice has always been right."

Geoffrey & Robyn Golightly

"We would have been lost in planning our retirement on our own."

Paul & Jayne Pozzan

"We will be forever grateful for the help and support that is available through EJM."

William & Kim Martin

"We met Ruby for the first time this year and we felt an instant connection with her."

Jonathan & Elise Pethybridge

"We commenced our journey with Brendan Cairns in 2011 when he started EJM in Wangaratta."

Louise van Iersel and Matthew Castanelli

"We greatly appreciate the care we have received from the team at EJM."

Colin & Paula Gething

"We found a firm that has and continues to have our best interests at heart."

Noela Langborne

"The best advice anyone has ever given me."

Ray & Lisa Borg

"Our journey with EJM has been a stress-free experience."

Tony & Mary Vespa

"Manny was always just a phone call away."

Ready to talk?

Book your complimentary intro call now. No obligation — just a clear next step. Booking takes about 60 seconds. We’ll be in touch within 1 business day.